* and most merchants never read it Your acquirer can legally hold a percentage of your revenue for up to 180 days — including after your account is closed. The terms that determine how much they hold, for how long, and under
On July 15, 2026, Buy Now Pay Later becomes regulated consumer credit in the UK for the first time — after nearly a
Fintech Trends
We Wrote About AI Making Payments Smarter. Here's the Other Side. Earlier this year we covered Visa's Agentic
The 2026 FIFA World Cup is kicking off on June 11 across the United States, Canada, and Mexico. Within days, it becomes
Regulation & Compliance
In our previous article we covered what a Merchant Category Code is and why yours matters more than most merchants realize. This
Payment Industry
The payments industry presents itself as data-driven, automated, and increasingly governed by algorithms. That is largely true. It is also incomplete
High-Risk Processing
One acquirer means one point of failure. For a standard e-commerce merchant, that's a risk. For a high-risk
Payment Industry
What We're Watching in Amsterdam This Year Money20/20 Europe opens at RAI Amsterdam on June 2nd. The MMG team
High-Risk Processing
Most merchant account applications are declined not because of the business itself, but because of how the application is presented. A complete,
High-Risk Processing
3DS1 hurt conversion. 3DS2 doesn't have to — and when implemented correctly, it often improves it. The merchants still avoiding 3D
Local Preferences
Credit Cards Aren't Enough Your checkout accepts Visa and Mastercard. Your European customers have both. And yet a significant percentage
High-Risk Processing
MATCH listing is serious. It makes acquiring significantly harder, it follows you for five years, and most merchants discover it at the
High-Risk Processing
Most merchants never think about their MCC. That's a mistake. Four digits assigned at onboarding determine your interchange fees, your
Payment Industry
Some of it is. But the majority isn't — and treating the entire problem as a dishonesty problem leads merchants to
Payment Industry
It's one of the most common explanations merchants reach for after a termination. It's also usually wrong — or
