Would you like to pay in your own currency?" looks like a courtesy. It's a markup, typically 3-7% — and Visa maintains a dedicated chargeback reason code for when it's not handled properly. Here's how to get it right.
High-risk processors pay lifetime residuals for a warm introduction — not a pitch, a name and a way to reach them. Here's why relationships are structural to this industry, not just good manners, and what that means heading into conference season.
Regulation & Compliance
"We use a hosted checkout, so we're covered" is one of the most common — and most reliably wrong — sentences in payment compliance. Here's what actually determines your PCI obligations, and where merchants keep getting tripped up.
High-Risk Processing
What It Takes to Re-qualify Two very different questions get asked in the same breath, almost every time this topic comes
Regulation & Compliance
The EU built one age-verification app. It did not build one age-verification law. France, Germany, and Spain are already proving how different the national rules can get — and why that's a payments problem, not just a legal one.
Fintech Trends
AI companion apps are one of the fastest-growing categories in tech — and one of the least prepared for how payments actually work in a high-risk vertical. Here's what the payment stack needs to look like.
merchant accounts
What's Actually in Your Payment Processing Agreement Most merchants read a processing agreement exactly once — the day they sign it,
stablecoins
Why Euro Stablecoins Are Gaining Ground For as long as stablecoins have mattered to payments, they've meant dollars. Tether and
Why More Merchants Are Giving Smaller, Established Processors a Second Look When it's time to pick a payment processor, most
High-Risk Processing
What You're Actually Paying in 2026 Most high-risk merchants know their processing rate. Few know their effective total cost.
Payment Industry
Why Dating Platforms Lose More Money to Billing Confusion Than to Fraud Most dating platforms assume their chargeback problem is a fraud
Payment Industry
Online dating generates over $8 billion in global revenue and serves 380 million users worldwide. It also produces chargeback rates that run
High-Risk Processing
* and most merchants never read it Your acquirer can legally hold a percentage of your revenue for up to 180 days — including
On July 15, 2026, Buy Now Pay Later becomes regulated consumer credit in the UK for the first time — after nearly a
Fintech Trends
We Wrote About AI Making Payments Smarter. Here's the Other Side. Earlier this year we covered Visa's Agentic
