3DS1 hurt conversion. 3DS2 doesn't have to — and when implemented correctly, it often improves it. The merchants still avoiding 3D Secure to protect their conversion rates are making a decision based on a protocol that was retired years
Local Preferences
Credit Cards Aren't Enough Your checkout accepts Visa and Mastercard. Your European customers have both. And yet a significant percentage
High-Risk Processing
MATCH listing is serious. It makes acquiring significantly harder, it follows you for five years, and most merchants discover it at the
High-Risk Processing
Most merchants never think about their MCC. That's a mistake. Four digits assigned at onboarding determine your interchange fees, your
Payment Industry
Some of it is. But the majority isn't — and treating the entire problem as a dishonesty problem leads merchants to
Payment Industry
It's one of the most common explanations merchants reach for after a termination. It's also usually wrong — or
Local Preferences
France is the largest e-commerce market in the EU. It also has a payment landscape unlike any other in Europe — shaped by
A rolling reserve is one of the most misunderstood elements of a high-risk merchant account. Most merchants accept the terms they'
High-Risk Processing
It sounds reasonable. Keep your chargebacks low and your acquirer is happy. That logic worked under the old monitoring framework. Under VAMP,
Fintech Trends
— and It's Moving Faster Than Most Merchants Realize Two-thirds of EU card payments run on American networks. Europe has decided
High-Risk Processing
The letter arrives with little warning. The account is being closed. No detailed explanation. No clear path forward. For high-risk merchants, understanding
High-Risk Processing
Three out of four consumers prefer to resolve payment issues through their bank rather than contacting the merchant. For subscription businesses, understanding
Regulation & Compliance
What EU Merchants Need to Know Now The biggest overhaul of EU payment law since 2018 is moving from political agreement to
High-Risk Processing
The Smarter Way for High-Risk Merchants to Build a Resilient Processing Stack Relying on a single payment provider is one of the
High-Risk Processing
Visa's new monitoring program is tightening the screws on fraud and disputes — and high-risk merchants are feeling it first If
