The Real Cost of a High-Risk Merchant Account
What You're Actually Paying in 2026 Most high-risk merchants know their processing rate. Few know their effective total cost. Processing rates, chargeback fees,
What You're Actually Paying in 2026 Most high-risk merchants know their processing rate. Few know their effective total cost. Processing rates, chargeback fees,
Why Dating Platforms Lose More Money to Billing Confusion Than to Fraud Most dating platforms assume their chargeback problem is a fraud problem. They build fraud
Online dating generates over $8 billion in global revenue and serves 380 million users worldwide. It also produces chargeback rates that run two to five times
* and most merchants never read it Your acquirer can legally hold a percentage of your revenue for up to 180 days — including after your account is
On July 15, 2026, Buy Now Pay Later becomes regulated consumer credit in the UK for the first time — after nearly a decade of operating in
We Wrote About AI Making Payments Smarter. Here's the Other Side. Earlier this year we covered Visa's Agentic Ready program and what
The 2026 FIFA World Cup is kicking off on June 11 across the United States, Canada, and Mexico. Within days, it becomes one of the most
In our previous article we covered what a Merchant Category Code is and why yours matters more than most merchants realize. This time we are going
The payments industry presents itself as data-driven, automated, and increasingly governed by algorithms. That is largely true. It is also incomplete — because the decisions that
One acquirer means one point of failure. For a standard e-commerce merchant, that's a risk. For a high-risk merchant, it's
What We're Watching in Amsterdam This Year Money20/20 Europe opens at RAI Amsterdam on June 2nd. The MMG team will be there — and
Most merchant account applications are declined not because of the business itself, but because of how the application is presented. A complete, well-organized file does
3DS1 hurt conversion. 3DS2 doesn't have to — and when implemented correctly, it often improves it. The merchants still avoiding 3D Secure to protect their
Credit Cards Aren't Enough Your checkout accepts Visa and Mastercard. Your European customers have both. And yet a significant percentage of them are leaving
MATCH listing is serious. It makes acquiring significantly harder, it follows you for five years, and most merchants discover it at the worst possible moment. But