Tracking the rules that shape how payments work — and who gets to participate. We cover card network policy changes, regulatory actions, debanking, financial censorship, and what shifting compliance requirements mean for merchants navigating an increasingly complex payment landscape.
"We use a hosted checkout, so we're covered" is one of the most common — and most reliably wrong — sentences in payment compliance. Here's what actually determines your PCI obligations, and where merchants keep getting tripped up.
The EU built one age-verification app. It did not build one age-verification law. France, Germany, and Spain are already proving how different the national rules can get — and why that's a payments problem, not just a legal one.
In our previous article we covered what a Merchant Category Code is and why yours matters more than most merchants realize. This time we are going
What EU Merchants Need to Know Now The biggest overhaul of EU payment law since 2018 is moving from political agreement to final text. Here is
Debanking, Financial Censorship, and What High-Risk Merchants Need to Know On March 26, 2026, FTC Chairman Andrew N. Ferguson sent formal warning letters to the
